What is Asset Backed Lending (ABL)?
When exploring avenues to finance a business, the solution often resides within the company’s balance sheet, where capital is tied up in various assets. Approaches such as asset-backed lending (ABL) offer businesses the opportunity to unlock these resources to fuel expansion or address day-to-day cash flow needs.
Central to ABL is invoice finance, which provides funding against the sales ledger. Coupled with commercial asset-based lending solutions, businesses can tap into additional funding by leveraging assets such as machinery, inventory, and property.
This framework proves beneficial for established enterprises seeking growth financing, whether through management buyouts, management buy-ins, mergers, acquisitions, or refinancing endeavors.
Chartered Finance is able to assist with finding available products from a wide range of providers, ensuring that we get a tailor-made solution to fit your exact business requirements.
Advantages of Asset-Backed Lending Solution
- Enhanced Flexibility: ABL surpasses traditional loans or overdrafts by leveraging the value of your assets for funding, offering greater flexibility.
- Diverse Applications: Funds acquired through ABL can serve various purposes, from boosting cash flow to financing expansion, mergers, acquisitions, management buyouts, and buy-ins.
- Debtor Protection: Businesses can secure debtor protection to shield against potential bad debts, providing added security.
- Scalability: ABL facilities grow in tandem with the business, ensuring alignment with evolving needs and opportunities.
- Streamlined Administration: With a single point of contact, the administrative burden of managing separate asset-based finance facilities is significantly reduced, enhancing efficiency.
Our financial expertise
Asset Backed Lending
When exploring avenues to finance a business, the solution often resides within the company’s balance sheet, where capital is tied up in various assets. Approaches such as asset-based lending (ABL) offer businesses the opportunity to unlock these resources to fuel expansion or address day-to-day cash flow needs.
Business Loans
Bespoke short or long-term growth capital solutions for established businesses that are going through significant strategic milestones or events.
Trade Finance
Grow your business overseas with export sales in new markets, or save on equipment and stock by importing direct. We’ll help you navigate specialist trade finance to reduce risk and maintain cashflow.
Management Buy Outs/Ins (MBO/MBIs)
Completing a Management of Leveraged Buy Out is a delicate process. We work with experienced teams on the correct funding solutions for the succession of the business.
Renewables
The correct renewable investment can lower your operational costs and diversify your revenue streams. Our funding solutions minimize upfront capital outlay and accelerate ROI.
Debt Consolidation
Restructuring current debt facilities to enhance the capital structure, optimise pricing, prolong maturities, and facilitate recapitalisations.
High Net Worth Director?
We help successful business owners reach their commercial and personal life goals, with access to financial solutions befitting to their circumstances.
